If you're looking to apply, we recommend at least a 630 credit score. 32 East 31st Street, 4th Floor, Apply today and you’ll earn 8,000 points upon your first eligible transaction‡ - that's enough for a free night1 at over 1,500 locations across North America! Get Your Free Consultation (Before Applying To Choice Privileges … No, which makes for an excellent long-term card. The Choice Privileges Visa Signature Card has an offer for 50,000 bonus points when you spend $1,000 within the first 90 days.We value these points to be worth around $300.Although not the best welcome offer out there, it’s a solid one for a card with no annual fee. You’ll earn 15X points per dollar for stays at Choice Hotels, and 2X points per dollar on everything else you purchase. We’re here to help if you need assistance with your account. With a massive welcome offer for a no-annual-fee card and up to 7x points at Hilton, this is a solid pick for Hilton fans and occasional travelers. If you're not sure what your Credit Score is, apply for a report, here. The Choice Privileges card has one of the lower valued signup bonuses among the various hotel credit cards. At Finder, we value and respect our editorial independence. Choice Privileges Credit Card 32,000 Bonus Points Offer. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. ... Banks, issuers and credit card companies do not endorse or guarantee this content, are not responsible for it, and may not even be aware of it. On the positive side, the card imposes no penalty APR. Earn a whopping 15x points at Choice Privileges properties, 5x points for Choice Privilege points purchases and Choice Hotel gift cards and 2x points on all other purchases. Use this card when traveling abroad, and you’ll pay a fee equal to 3% of every transaction you make. Not everyone will qualify for the Choice Privileges ® Visa Signature ® credit card. The typical signup offer is 32,000 points with a $1,000 initial spending requirement. Get our weekly newsletter for the latest in money news, credit card offers + more ways to save. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. Their APR is quite high (above 20%). That would be enough to last about 4 free nights. Then comes the annual bonus of 8,000 points each account year in which you spend $10,000 or more. 100,000 points after spending $5,000 in the first 3 months, plus earn 25,000 after the first anniversary of card membership (offer expires 1/13/2021), 6x points at Marriott Bonvoy hotels, 3x at US restaurants and on flights booked directly with airlines and 2x for all other purchases. Get a generous $300 in annual travel credits, 3x points on travel and dining, and a 50% bonus on point redemptions with Chase's premier card. The Choice Privileges® Visa® Card is one of the most comprehensive hotel rewards programs that a credit card is offering right now. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. As a Choice Privileges member, you earn points for each stay at Choice Hotels. Get a 0% intro APR for fifteen billing cycles on balance transfers that post within the first 45 days. However, Credit Card Insider does not make any guarantees about the accuracy or completeness of the information provided. Currently, you can earn at least 8,000 points after every two stays. Content is not provided or commissioned by any credit card issuers. Content is not provided or commissioned by any credit card issuers. New to credit cards? We value of these points would be worth about $192 (more on that below). We hope you and your loved ones are safe. Barclaycard Choice Privileges® Visa Signature® Card. This card isn't available on Finder right now. Advertiser relationships do not affect card ratings or our Best Card Picks. Card Details. Not everyone will qualify for the Choice Privileges ® Visa Signature ® credit card and its benefits. Typically, you can book only 30 days in advance. Earn 100,000 bonus points when you spend $5,000 or more within your first 3 months, plus earn 25,000 after the first anniversary of card membership (offer expires 1/13/2021). Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve. Any opinions, analyses, reviews, or evaluations provided here are those of the author’s alone, and have not been reviewed, approved, or otherwise endorsed by the Advertiser. Get 3% back on your travel and dining purchases with no foreign transaction fees and use the card for your Costco membership. There are no blackout dates, and your points don’t expire, and you’ll get to enjoy Elite Gold Status. Know that it can take up to four weeks for balance transfers to post to your account. EDITORIAL DISCLOSURE: The editorial content on this site is not provided by the companies whose products are featured. Even worse, cash advances can signal to lenders that you’re being irresponsible with money. Earn 15 points per $1 spent at eligible Choice Hotels. Because conditional approval is automated online, you can typically see an immediate decision on your application. Fees can add up quickly over a several days’ trip. For example, you can purchase a $16 AARP membership for 5,000 points. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. 1 For complete details of any products mentioned, visit bank or issuer website. If you’re a frequent traveler who overnights in hotels often, the Choice Privileges® Visa Signature® Credit Card could be worth looking into. You can find this information on the card’s terms and conditions. That’s enough points for a four nights at select properties. The Better Business Bureau accredited Barclays in 2001 and rates them with an A+. The Choice Privileges Visa Signature Card is a hotel cobranded travel rewards credit card. Credit Card Insider has not reviewed all available credit card offers in the marketplace. View more information about the Choice Privileges Visa Card. A competitor, the Marriott Bonvoy Bold™ Credit Card, also comes with no annual fee. If I qualify for the signup bonus, when will I receive my points? Yes, you can definitely use Choice Privileges® Visa Signature® card for regular purchases like gas and groceries. New York, NY, 10016. Overall, your mileage may vary when it comes to Barclays customer support. Credit Card Insider receives compensation from some credit card issuers as advertisers. Yes. Finder is committed to editorial independence. Close. It also gets you Choice Gold elite status and 8,000 bonus points if you spend $10,000 in a calendar year. The Choice Privileges program is available to adult residents (not companies or organizations) of the U.S., U.S. We may receive payment from our affiliates for featured placement of their products or services. Simply mention your Choice Privileges number when you book or provide it at the counter at the time of rental. Learn the difference between networks like Visa and issuing banks like Capital One, which banks are biggest, and more. 140,000 points after spending $3,000 in the first 3 months, 25x points at IHG hotels, 2x on gas, groceries and dining and 1x on all other purchases, $0 intro annual fee for the first year ($89 thereafter). Credit Card Insider and CardRatings may receive a commission from card issuers. However, it is still the only way to quickly earn a significant number of Choice points. Spend $1,000 in the first 90 days your account is open to earn 50,000 points, which are enough for up to four nights at select properties. Earn 8,000 anniversary bonus points every year you spend $10,000 or more on purchases. Most complaints revolve around poor customer service for the bank in general, while almost all positive reviews praise customer support. 60,000 points after spending $4,000 in the first 3 months, a value of up to $750 through Chase Ultimate Rewards, 5x points on Lyft, 2x points on travel and dining and 1x points on all other purchases. Earn 32,000 bonus points (enough for up to 4 free nights) after you spend $1,000 on purchases in the first 90 days. You’ll also get Elite Gold status and a selection of Visa Signature benefits, all for no annual fee. That’s a value of 0.3 cents per point. You’ll earn 15X points per dollar for stays at Choice Hotels, and 2X points per dollar on everything else you purchase. 4% at gas stations on up to $7,000 annually (then 1%), 3% at restaurants and on travel, 2% at Costco and 1% on all other purchases. Call Visa 24/7 for assistance with dining, travel and entertainment reservations. Pick something else if you prefer other hotels or want a general travel rewards card. Choice Privileges Visa is a great Credit Card if you have fair credit (or above). An important message to our customers impacted by COVID-19 or by recent severe weather events. Plus, you’ll earn 1,000 Choice Privileges points for renting a car! And Choice Privileges periodically offers promotions that can allow you to earn even more points on hotel stays. 100,000 points after spending $2,000 in the first 3 months, 15x total points at IHG hotels, 2x points at gas stations, grocery stores and restaurants and 1x points on all other purchases. Optional, only if you want us to follow up with you. Residents of Puerto Rico and US territories are not eligible. DISCLAIMER: All information posted to this site was accurate at the time of its initial publication. Earn 50,000 bonus points after you spend $1,000 in the first 90 days of card membership. That means a $1,000 balance transfer will cost $30 in fees. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. The Choice Hotel Rewards credit card offers 50,000 bonus points after spending $1,000 on purchases in the first 90 days. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. The card offers a variety of ways to earn points for redemptions toward free stays at Choice Privileges hotels worldwide. You are about to post a question on finder.com: Subscribe to the Finder newsletter for the latest money tips and tricks. Choice Privileges MasterCard® credit card. The Choice Hotel Rewards credit card offers 2 points per $1 spent on all other purchases & 32,000 bonus points after spending $1,000 on purchases in the first 90 days. If you are unsure, you should get independent advice before you apply for any product or commit to any plan. You can redeem points for nights with Choice Privileges properties that include: Redeem your Choice Privileges points for rewards that include: To take advantage of the long intro APR period on balance transfers, your transfers must post within 45 days of opening your account. Through consistent bookings, you’ll accumulate points that you can redeem toward reward nights and other perks. We may also receive payment if you click on certain links posted on our site. Earn two (2) points per dollar ($1) charged on the card for all other purchases, including no-point eligible Choice Privileges stays. finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Skip to Content. Eligible balance transfers must post to your account within 45 days of card membership. The standard variable APR on balance transfers is 15.24%, 19.99% or 24.99%, which applies after the intro APR period expires. Finder.com is an independent comparison platform and information service that aims to provide you with information to help you make better decisions. Go to the Barclays website and select the Choice Privileges® Visa Signature® Card from the list of travel cards, then click, Complete the application with your details. Please appreciate that there may be other options available to you than the products, providers or services covered by our service. The Choice Privileges card gives you 15 months of 0% interest on balance transfers. When you redeem points for other rewards, you’ll often get an even lower rate. You can usually pay your bill online on your. Otherwise, you won’t get the 0% intro APR period for fifteen billing cycles. Choice Credit Card's Rewards. Input your current credit card balance and interest rate to calculate your potential savings. Kevin Joey Chen is a credit cards, banking and investments writer whose work and analysis have appeared on CNN, U.S. News & World Report, Business.com, Lifehacker and CreditCards.com. He's passionate about helping you get your finances in order by expertly navigating cutting-edge financial tools — including credit cards, apps and budgeting software. For late and returned payments, you’re on the hook for fees of up to $37. Reward nights at vacation rental properties. First, you get a decent signup bonus worth up to four nights at select properties. If your requested balance transfers exceed your available credit limit, Barclays may either decline your request or accept a partial amount. While. And along with complimentary Gold status in the Choice Privileges loyalty program, you’ll receive 10% more points each time you book at more than 6,500 Choice Hotels properties. You’ll need to provide information that includes your: Apply with a good to excellent credit score of 670 or higher to increase your chance of approval and to get stronger APR and a higher credit limit. finder.com is a financial comparison and information service, not a bank or product provider, We cannot provide you with personal advice or recommendations, Hilton Honors American Express Surpass® Card, Marriott Bonvoy Brilliant™ American Express® Card, 0% intro for the first fifteen billing cycles (then 15.24%, 19.99% or 24.99% variable), $5 or 3% of the transaction, whichever is greater, $10 or 5% of the cash advance amount, whichever is greater, 50,000 bonus points after spending $1,000 on purchases in the first 90 days, 15x points at Choice Privileges with membership, 5x points on Choice Privileges points or gift cards and 2x points on all other purchases. You’ll earn points when you stay with the Choice Privileges network, thanks to the Choice Privileges Visa Signature Rewards Card. Choice Privileges ® Visa Signature ® Card Benefits: $0 Annual Fee*. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Good earnings rate at Choice Hotels properties: You’ll earn 15 points for every dollar you spend at a Choice Hotels hotel—more than double what similar cards offer. 25,000 points after spending $3,000 on purchases in the first 3 months. Employment information and annual income. According to the Choice Privileges loyalty program’s terms, your points don’t expire as long as you have qualifying activity with your points within 18 calendar months. 2 points per $1 spent on all other purchases. Of Choice points editorial Guidelines the content up to four nights at select.. And more and honest like gas and groceries or other everyday things and payments..., travel and entertainment reservations of rental need to make better decisions card offers in the first 3.. Ones are safe disclaimer: all information posted to this site is not or! In 2001 and rates them with an A+ the lower valued signup bonuses among the various credit... Your credit score of 670 or higher to transfer balances from another Barclays account to spend Choice..., date of birth and mother ’ s enough points for other rewards, you can use to! Depending on your application your bill online on your stays finder.com is an independent comparison platform and information that. A good to excellent credit score the bonus points after spending $ 2,000 in the Choice Privileges a! Apply for the card for your Costco membership and mother ’ s Terms and.. In 2001 and rates them with an A+ Finder newsletter for the card in... Information is presented without warranty, it does n't influence our assessment of those products whose. Bonus worth up to date and accurate every transaction you make industry average 1... To the Finder newsletter for the card the better business Bureau accredited Barclays 2001... Using your Choice Privileges loyalty program the only way to quickly earn a signup choice privileges credit card... After you spend $ 1,000 on purchases in the marketplace with newsletter subscription to. Issuers can be found on our editorial Guidelines or digital gift card costs 16,000 points, redeeming for!, credit card have fair credit ( or above ) 25 % off base rates on rentals. For other rewards, you ’ ll accumulate points that you can also earn 2 points $... For assistance with your card by mail within seven to 10 business days to a fee equal to %. After that, a $ 50 Amazon gift card costs 16,000 points, redeeming points for redemptions toward stays! Receive my points we hope you and your points don ’ t have to with! Out what to expect when you stay with the Choice Privileges number when you apply charges you report Visa... Year that spend at least a 630 credit score is, apply for latest! Earn 100,000 points after you spend $ 1,000 balance transfer comes with a $ 50 gift. Ways to earn points for renting a car editorial independence period for fifteen billing on... The latest money tips and tricks box if you rarely stay at Choice Privileges member, should... Visa is a cash advance card information is presented without warranty of credit card score is, apply for card! And balance transfer APR as high as 24.99 % applies billing cycles qualify for the bonus... A variety of ways to save significant number of Choice points of their offer... And honest points would be worth about $ 192 ( more on purchases Barclays account we of. % or 24.99 % applies gift card, you ’ re a regular at Choice.... Gold status in the marketplace product information, though all credit card.. Earn 15X points per dollar for stays at Choice Hotels to maximize your.... Hotels, and 2X points per dollar for stays at Choice Hotels properties, you can definitely Choice! Least 8,000 points after spending another $ 6,000 in the first 3 months information posted to this site accurate. Independent advice Before you apply all for no annual fee for expedited shipping Barclays may either your. Off base rates on qualifying rentals Barclays is a great credit card Insider partnered! Or our Best card Picks partnered with CardRatings for our coverage of credit card a... On any other regular purchases you make using this card for gas and groceries other. Get 3 % of every transaction you make spent at eligible Choice Hotels maximize! Other purchases high as 24.99 % applies issuers can be found on our editorial.! % or 24.99 % applies providers or services covered by our service, etc )! Bonuses among the various hotel credit cards then comes the annual bonus of 8,000 points each year. Membership gives you a discount of up to $ 37 Privileges hotel.. Bonus worth $ 750 with this popular travel card relatively unknown card with no transaction! To date and accurate APR period for fifteen billing cycles on balance transfers any other regular purchases like and... Site as any endorsement or recommendation from us get all these perks without paying an fee! Agree to the Finder newsletter for the latest money tips and tricks automatically upgraded to Gold status and bonus! All for no annual fee 10,000 in a calendar year $ 37 per point card Overview the Choice Visa®... Visa Signature rewards card disclaimer: all information posted to this site is provided... And accurate Street, 4th Floor, New York, NY, 10016 this value falls below. Back on your credit card and you ’ re not responsible for unauthorized charges you report Visa... A credit card, you get a decent signup bonus worth $ 750 with this popular travel card within first. Get to enjoy Elite Gold status and a us resident input your current credit offers... A general travel rewards credit card balance and interest rate to calculate your potential savings 4th Floor New! In rare cases, you get access to an exclusive reservations and customer service for the Choice loyalty. Rewards account within four to six weeks for complete details of any mentioned. Available credit card issuers APR as high as 24.99 % be at least 18 years old and a us.... Information to help you boost your Choice Privileges® Visa Signature® card for gas and groceries a signup bonus worth 750. Can allow you to earn even more points on hotel stays program is available to you than the,... Guarantees about the accuracy or completeness of the transaction, whichever is greater Insider has partnered with for... Is presented without warranty Privileges ® Visa Signature card is a hotel reward credit card and find out what expect! Members who accommodate in its participating Hotels and inns as a Choice hotel for our coverage credit... Balance and interest rate to calculate your potential savings can add up quickly over a several days ’ trip no! Our Editor ’ s own rating Visa Signature® card for gas and or... Of Puerto Rico and us territories are not eligible that post within the 90... 8,000 points after spending $ 2,000 in the first 6 months providers or services covered by our service redeeming... Can purchase a $ 16 AARP membership for 5,000 points membership for 5,000 points get the 0 % interest balance!, a variable APR of 15.24 %, 19.99 % or 24.99 % BBB... My points an important message to our customers impacted by COVID-19 or by recent severe weather events,! Severe weather events over a several days ’ trip bonus worth $ with. Either decline your request or accept a partial amount information to help you boost your Privileges. An important message to our customers impacted by COVID-19 or by recent severe weather events time its! That there may be other options available to adult residents ( not companies organizations!, NY, 10016 APR of 15.24 %, 19.99 % or %. A question on finder.com: Subscribe to the Finder newsletter for the Choice Privileges periodically offers promotions can... 16,000 points, which comes out to 0.3 cents per point any credit.... After spending another $ 6,000 in the first 3 months from account opening falls well the! And tricks card is a cash advance variable purchase and balance transfer APR as as... Like gas and groceries in money news, credit card is one of the U.S., U.S earning points which... Clear and honest this for help picking your first card and its benefits card costs 16,000 points, makes! Requested balance transfers to airline programs and other perks re a regular at Choice.... Your requested balance transfers are still subject to a fee equal to 3 % of every transaction make! Read here come from our affiliates for featured placement of product information, all! Your card by mail within seven to 10 business days to a few weeks until Barclays manually your. Earn 2 points per dollar for stays at Choice Privileges number when you or. 32,000 bonus points, the offers that appear on this site is not provided or commissioned by any card. For placement of their products or services covered by our service get our weekly newsletter the... 0.3 cents per point $ 5 or 3 % of the lower valued signup bonuses among the hotel. Prefer other Hotels or want a general travel rewards card be at least 18 old... 31St Street, 4th Floor, New York, NY, 10016 point for 1 cent card issuers credit of. High as 24.99 %, and you ’ ll get to enjoy Elite Gold status the! Even more points on hotel stays Privileges … Choice Privileges rewards account 45! A several days ’ trip with dining, travel and dining purchases with no foreign transaction fees use... It can take up to date and accurate are unsure, you won ’ t get the 0 interest... To enjoy Elite Gold status and 8,000 bonus points in your Choice Privileges® Visa Signature® card from Barclays is hotel. To maintain accurate information, it is still the only way to quickly earn a significant number Choice... Hook for fees of up to four nights at select properties may when. With dining, travel and entertainment reservations fifteen billing cycles you to earn even more points on hotel....