Why do you need Dental Indemnity Insurance? Since November 2015 it has been a condition of registration for all Dental Care Professionals (dental nurses, dental hygienists, dental therapists, orthodontic therapists, dental technicians and clinical dental technicians) to have indemnity cover in place, with the GDC now requiring evidence of that cover. Niche medical indemnity policies designed specifically for dental nurses. £100,000 in the aggregate. Criminal Prosecution and Fitness to Practice Representation £50,000 any one claim. Whether you are a General Dental Practitioner (GDP) or a specialist cosmetic dental practice, we can offer a tailored and cost effective solution which meets your legal obligations set out by the General Dental Council (GDC). DENTAL NURSE INDEMNITY WHAT IS THIS KEY FACTS DOCUMENT? To empower dental nurses to advocate and advance the role of dental nursing through a platform of lifelong learning in order to enable a level of competently applied knowledge, skills attitudes and behaviours related to the progression from novice to expert practice, that underpin the evolving demands of current and future oral healthcare for the UK population. 51 Eastcheap London EC3M 1JP . The FOS Consumer Helpline is on 0800 023 4567 and their address is Financial Ombudsman Service, Exchange Tower, London E14 9SR. MDDUS is a defence union providing professional medical & dental indemnity, legal protection and advice to doctors, dentists & other UK healthcare professionals. It also means that you will continue to be covered for the insured period even if a relevant claim is made when your policy ends. MIAB offers a malpractice insurance solution designed specifically for dental nurses and technicians, in-line with the GDC requirements. You should always check directly with the indemnity provider what the policy covers, including the policy wording before applying. And because it is an insurance policy, you’ll get peace of mind knowing there is a contractual obligation to provide you with assistance. The price is very competitive too! We understand that our client’s needs come first and as a company we strive to put you at the core of our business. General Dental Council regulations now require all new and renewing GDC registrants to state that they have appropriate indemnity cover in place. Your dental nurse indemnity insurance will provide specialist legal support to help you defend any malpractice or negligence allegations, as well as cover for any awards for damages against you. The dental indemnity cover offers the following: Insuring clauses 1 - 5: £1,000,000 in the annual aggregate, including deference costs. It’s that time of year once again when dental nurses all over the U.K are preparing to pay their General Dental Council (GDC) annual retention fee. Being a dental nurse could be a very rewarding and satisying career. It is therefore vital that Indemnity cover is purchased through a specialist, reputable provider that has the experience of supporting dental professionals with both negligence and regulatory cases.With the growing number of indemnity providers entering the dental market it can be difficult to know which have the right level of expertise, which of those have looked after dentists for longest and what level of … This may include those who are not working and those who work in completely non-clinical roles such as teaching (and whose employers do not require them to have indemnity or insurance). Please only select this if you are not working while you are on maternity/paternity leave. It does not include the full Policy terms and conditions, for full details you should refer to your Policy document. Given lots of time to review the renewal policy and ask any questions, which were answered very promptly. Dental Nurse Vacancy - Titchfield Dental Health Full Time Position Flexible Hourly Rate depending upon experience About our Offer: • A highly competitive hourly rate is on offer for this position - varying dependent upon experience • CPD, GDC Registration, Medical Indemnity & Bonus all PAID! 11 May 2017. MIAB’s policy starts from £61, subject to a full quotation. Some of us reduced our indemnity by £50 and had the same cover by switching to Towergate. 2374160) and is a wholly owned subsidiary of The Medical Protection Society Limited (MPS) which is registered in England (No. To find out more, click here. Direct Patient Care: Recording occlusion, taking impressions, applying fluoride varnish, placing rubber dams, taking facebow registrations (but no bite registrations) for a full denture, occlusion registration rims, plaque indices, taking radiographs. Accepting our Terms of Business. Compare dental nurse indemnity insurance from UK professional indemnity insurance providers. There is a promotional code for S.B.D.N members which you receive with your membership. General dental nurse, including processing radiographs, providing oral hygiene instruction, level 1 smoking cessation advice and education, assisting patients with special needs, practice manager (admin only). Please remember – making a false declaration to the GDC is a serious issue. © Other than those parts of your professional work that are employer indemnified, how many hours per annum involves clinical work? Information about professional indemnity arrangements. General dental nurse, including processing radiographs, providing oral hygiene instruction, level 1 smoking cessation advice and education, assisting patients with special needs, practice manager (admin only). Designed to meet all requirements set by the General Dental Council (GDC) Legal protection up to £250,000 for investigations against you. Practice Insurance Business Overheads Insurance Employee Benefits Dental Malpractice Cover Dental Indemnity Insurance For Those Refused Cover Dental Nurse Indemnity Insurance Management Liability Cyber Liability & Data Insurance Personal Protection Testimonials Case Studies The association ensures that dental nurses’ opinions and positions on key topics are heard within the dental community. Expert dento-legal advice and support from our 24-hour helpline for day to day questions on confidentiality, patient consent and record keeping. The Society have worked along side Towergate to provide you with a policy that has no hidden extras. Many people might expect that they might be covered under their employers insurance however it could be worth investing in dental nurse indemnity insurance, … Our dedicated team has 20 years of experience and are … This is however, an optional feature and is not included in the price of the membership. Renewal time comes around so quickly but it was a simple and easy process. What does dental nurse indemnity insurance cover? THE INSURER The insurance is underwritten by CFC Underwriting Limited on behalf of certain Underwriters at Lloyd's London. Dental nurse members are entitled to seek all the benefits of membership, including indemnity as well as assistance with GDC disciplinary actions or complaints arising from their clinical care, in their own right. Both companies use Dental Protection as a trading name and have their registered office at Level 19, The Shard, 32 London Bridge Street, London, SE1 9SG. If you are not working, you need t o be sure that patients can claim if a problem arises from when you were … - The British Association of Dental Nurses, (IPT will not apply for Channel Island or Isle of Man residents), Orthodontics National Group - Webinar - March 2021. Implants: Assisting the dentist chairside in the process of dental implantology. Dental Nurse Indemnity Insurance. If you've already joined the association and missed the opportunity to apply for indemnity at the time of purchasing your membership, you will need to contact us directly in order to gain the access to this indemnity offer. We offer the support of clinical experts, approachable leadership, fully funded GDC registration and medical indemnity plus a continued investment in your professional development. Dental Nurse Indemnity Insurance. This means that your policy is legally enforceable and not discretionary. “The free nurse indemnity is a big plus for us and ensures that all of our dental nurses have current indemnity” In-house risk management support session for the whole practice team Choose from two risk management talks, delivered in your practice, worth 1 hour’s CPD. Pregnant and going on Maternity leave in the next year or currently on Maternity leave. Copyright © 2021 The MIAB. Dental nurses are required to have indemnity in order to practise and will be asked to declare they have appropriate indemnity arrangements in place when they join the GDC register or renew their registration. The discounted premium fees will not apply if you're not active current member or try to apply directly through the Trafalgar Risk Management website. Legal Expenses. Dental nurse indemnity - advice for dental professionals. Robust defence of your professional reputation if a claim is made against you. Dental nurse insurance is not only advisable, but it is also a necessity for all nurses that want to work in the UK. 7217140 Registered office: Affinity House, Bindon Road, Taunton, Somerset, TA2 6AA. This is a summary of the cover provided by the Dental Nurse Indemnity Policy. Thank you, one of our team will be in Insuring clause 6: £2,000 per day, £100,000 in the annual aggregate. The policy works on a ‘claims made’ and reported basis, which means it responds to claims that are first made against you and notified to insurers during the period of the policy and the run-off period. This includes dental nurses, whose GDC annual retention fee is due by the end of July. Calls may be recorded for use in quality management, training and support. Europe’s largest dental care provider, where Dental Nurses come to excel in their field. We are Read more >>, An add-on benefit that we can offer with your policy is support through specialist firm Lorega. With a limit of indemnity between £1million and £5million, the policy covers all your duties – and can even extend to add additional duties such as processing radiographs, taking impressions and fluoride varnish (depending on scheme). We were one of the first professional indemnity brokers to move onto a complete, end-to-end online trading platform. Created in partnership with Trafalgar Risk Management, the scheme offers an opportunity to apply for professional indemnity cover at a preferential premium fee for BADN members only. The British Dental Association is an appointed representative of Lloyd & Whyte Ltd. Lloyd & Whyte Ltd is authorised and regulated by the Financial Conduct Authority (FCA). Only available if you're not working while you are on maternity/paternity leave. To get a quote and purchase now, visit our online Quote and Buy site for instant cover: There is no doubt that a ‘Pandemic’ Christmas post lockdown is going to be rather different for many reasons. Dental Nurse Professional Indemnity Insurance. Only a very small number of dental professionals do not require any indemnity or insurance. We do this by only asking questions and information necessary for Insurers to quote - and nothing more. Professional indemnity that meets GDC requirements, pays your legal costs and compensates patients if you face a claim. Dental nurse indemnity - advice for dental professionals As the GDC's 'Standards for the dental team' sets out at Standard 1.8, all GDC registrants must have appropriate indemnity arrangements in place for patients to seek compensation if they suffer harm. - Lilian Borrows, Practice Manager, Sullivan Way Surgery, subject to full terms and conditions - see, Not all features are available in all policies, How to survive Christmas - 18 December 2020, Useful links for clients who may be experiencing financial difficulty | COVID 19 - 5 November 2020, Lorega assistance insurance – expert help when you need it - 27 October 2020, Medical Indemnity Insurance For Those Refused Cover, Professional Indemnity & Liability Insurance, Pharmacists In General Practice Professional Indemnity Insurance, Indemnity Insurance For Those Refused Cover, Dental Indemnity Insurance For Those Refused Cover, Limit of indemnity between £1million to £5million, meeting the GDC minimum standard, Can cover all your duties as a dental nurse, Can include extended duties free of charge, such as prescribing, processing radiographs, taking impressions and fluoride varnish, Free retroactive cover available on request, Insurance-backed cover, which means you will be aware of what is or is not covered at the outset as outlined in your policy working, Your own certificate, which can be used as proof of cover. Additionally, this policy can provide you with more opportunities in your career: MIAB’s cover does not limit you to working at one practice. What level of cover does the BADN Indemnity Scheme offer? Indemnity ‘The Society’ acknowledges the GDC’s position on professional indemnity and has worked in conjunction with a provider to create a two tier policy in order to meet what we consider to be the needs of the profession. MIAB offers a Dental Nurse Malpractice Insurance policy designed to fulfil GDC Indemnity requirements. Menu Skip to content. Dental Indemnity - £1M in the annual aggregate, including defence costs; Fitness to Practice - £50,000 any one claim, £100,000 in the aggregate; Premiums can be spread over ten (10) months; Buy cover in five (5) minutes; Cover available to ALL dental nurses - with no requirement to be a member of any association or institute. Sedation: Relative analgesia (gas and air); oral sedation (on prescription only); IV Sedation including monitoring and anxiety control. Dental Protection Limited is registered in England (No. By asking us to quote for, arrange or handle your insurances, you are providing your informed agreement to these Terms of Business. MMI 4u offer between £500,000 and £10 million in indemnity cover, to protect you against any costs incurred - whether it be legal or otherwise. Their policy includes all additional duties for one fee. Our aim is to provide a fast, easy to use system, ensuring you spend as little time as possible in securing the correct cover for your needs, at the right premium. Oral Maxillo-Facial: Dressing changes and suture removal (facial). Indemnity insurance can protect dental nurses against negligence claims made by patients—or in other words, claims that the professional advice or service you gave caused the patient harm. It could also be one that may put a person at risk if they aren’t fully insured. Pregnant and going on Maternity leave in the next year or currently on Maternity leave. Insuring clause 7: £100,000 in the annual aggregate. Casting models, dental photography, shade taking, special trays, denture fracture repairs, mounting models onto an articulator using a facebow. You can work at a number of practices or for an agency as a locum Dental Nurse without having to take additional indemnity cover. touch shortly. Indemnity Cover (optional) Save 25% on your home insurance renewal premium; Save 20% discount on travel insurance; Average discounts of 40% at participating cinemas; Earn between 5% and 15% cashback on everyday purchases ; 10-60% discount at over 80,000 hotels through HotelStayUK; Free quarterly digital “British Dental Nurses’ Journal" All Rights Reserved. They are a UK Read more >>, MIAB is a trading style of The Medical Insurance Advisory Bureau Ltd which is authorised and regulated by the Financial Conduct Authority under register number 586374 The Medical Insurance Advisory Bureau Ltd Registered in England and Wales No. If you cannot settle your complaint with us, eligible complainants may be entitled to refer it to the Financial Ombudsman Service (FOS) for an independent assessment. Sedation: Relative analgesia (gas and air); oral sedation (on prescription only); IV Sedation including mentoring and anxiety control. Home; About; indemnity Anything to Declare. new Date().getFullYear()>2010&&document.write(""+new Date().getFullYear()); Individual cover with MIAB means you are not relying on your employer to confirm cover – you will be provided with a Certificate of Insurance as evidence of your own cover to submit to the GDC. Dental nurses can also join as individual members, and those employed by a DDU member qualify for a discount under our Dental Nurse Advantage Scheme. Terms Of Business 1. Indemnity for Dental Nurses. The FCA does not regulate the advice you receive with regards to advisory, case management and indemnity support provided by the BDA. ... universities/dental schools and the defence forces often have indemnity cover for negligence claims which is arranged by their employer as part of their contract. Dental Nurse Malpractice Insurance MIAB offers a malpractice insurance solution designed specifically for dental nurses and technicians, in-line with the GDC requirements. The dental indemnity cover offers the following: For all policy wording, cover details and clauses please click here. Dedicated Dental Nurse. This can only be accessed through our members' area. We Read more >>, We are aware that some of our clients may be experiencing financial difficulty during the current coronavirus pandemic. Great service from a very good company! Are you covered? Dental nurse indemnity insurance provides malpractice cover on a contractual, claims occurrence basis. If you declare you have appropriate indemnity in place and this is found to be false, this may be considered as a fitness to practise matter. We are….. A London based independent insurance broker operating 100% in the UK since 1985. There are currently three levels of cover available: Please note the level of cover is subject to change. As specialist medical and dental defence insurance brokers, Insync offers tailored professional indemnity for dentists throughout the UK. We draw your particular attention to the section headed ‘Use of personal data’ and specifically the paragraph explaining how ‘sensitive personal data’ will be used. Holding malpractice cover is now a contractual obligation for dental professionals. From 1 April 2019, NHS Resolution began operating a new state indemnity scheme for general practice in England called the Clinical Negligence Scheme for General Practice (CNSGP). Dental Care Professionals have to make this declaration during their annual renewal period in June/July. 00036142). The scheme covers clinical negligence liabilities arising in general practice in relation to incidents that occurred on or after 1 April 2019. You must have in place an indemnity arrangement which provides appropriate cover for any practice you take on as a nurse, midwife or nursing associate in the United Kingdom. We know that purchasing an indemnity can be expensive, that's why we have, in conjunction with long-term partner, Trafalgar Risk Management launched a BADN Indemnity Scheme exclusive to our member to help you get covered for less. With a limit of indemnity between £1million and £5million, the policy covers all your duties – and can even extend to add additional duties such as processing radiographs, taking impressions and fluoride varnish (depending on scheme). The scheme is accessible only with the following memberships: The BADN Indemnity Scheme fees (visible above) are available exclusively to BADN members only. Image posted on July 8, 2016 July 13, 2016 by dedicated dental nurse. GET A QUOTE GET A QUOTE General Dental Council (GDC) Dental Nurse Indemnity Requirements . A dental Nurse insurance policy is often vital cover for yours and most other medical professions in the UK, as it can protect you in the event that someone makes a claim against you due to negligence. Orthodontic Treatments: Tracing radiographs, tracing cephalographs. Dental Nurse Indemnity Insurance. Agreement with Medical and Dental Defence Union of Scotland (MDDUS) – 23 September 2019 update. Additional costs will apply. Our aim is to always provide our customers with a first-class service, however, in the event of a complaint, please contact our Complaints Manager, on 01438 730210 or email complaints@miab.co.uk. You will either need to buy this yourself, have your practice manager buy this, or can be covered by the NHS indemnity insurance if you are working with NHS clients and patients. Having a professional indemnity arrangement in place is also a revalidation requirement. Posts about indemnity written by dedicated dental nurse. Advice for members 0333 043 4444 Log in Home Menu . “The BADN, as part of its commitment to the dental nursing community and a trusted organisation, has been proactive in sourcing indemnity for its members to ensure the cover is relevant to them, giving peace of mind.” Trafalgar Risk Management is a privately owned, award-winning Insurance Broker, providing easy and affordable insurance covers. You will have the opportunity to apply for indemnity right after successfully purchasing or renewing your BADN membership. By not being tied to one insurer, you can be confident that we’ll help you find a great deal. This is the date of your first dental qualification, whether in the UK or elsewhere. Our membership is an ultimate tool to help you save money, not spend it! Dental Tutor: Anyone who is a tutor or provides formal training for dental nurses (this may be part-time with other dental nursing activities), Insuring clauses 1 - 5: £1,000,000 in the annual aggregate, including deference costs, Insuring clause 6: £2,000 per day, £100,000 in the annual aggregate, Insuring clause 7: £100,000 in the annual aggregate. Can only be accessed through our members ' area provided by the.. Which were answered very promptly includes all additional duties for one fee, denture fracture repairs, mounting onto... For members 0333 043 4444 Log in Home Menu any questions, which were very! 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S policy starts from £61, subject to change broker, providing easy and affordable insurance covers and on. Cover provided by the BDA your Legal costs and compensates patients if you face a claim made!: Dressing changes and suture removal ( facial ) throughout the UK or elsewhere advice support. Please remember – making a false declaration to the GDC requirements, pays your costs. A false declaration to the GDC requirements holding malpractice cover on a contractual obligation for dental come... At risk if they aren ’ t fully insured per day, in. Indemnity policies designed specifically for dental nurses and technicians, in-line with the GDC a. Not dental nurse indemnity it or for an agency as a locum dental Nurse indemnity policy work at a number practices... 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